The PITB Portal Housing Scheme, launched by Chief Minister Maryam Nawaz, offers interest-free loans to help individuals in Punjab build their own homes. This initiative, titled “Apni Chhat Apna Ghar,” is part of the Punjab Government’s efforts to provide housing solutions for low-income families.
Quick Details
| Feature | Details |
| Loan Amount | Up to PKR 1.5 Lakhs |
| Loan Duration | 7 years |
| Monthly Installment | Approx. PKR 14,000 |
| Eligible Plot Size (Urban Areas) | Up to 5 Marlas |
| Eligible Plot Size (Rural Areas) | Up to 10 Marlas |
| Cities Targeted Initially | Multan, Faisalabad, Sialkot, Sargodha, Rawalpindi |
| Application Methods | Offline and Online |
| Toll-Free Helpline | 0800-09100 |
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Apni Chhat Apna Ghar: A Housing Solution
The “Apni Chhat Apna Ghar” program is designed to help people in Punjab acquire affordable housing by providing interest-free loans. These loans are available for constructing homes on plots of up to five marlas in urban areas and ten marlas in rural regions. Repayable over seven years, the monthly installment for the loan is around PKR 14,000.
In addition to the loan, the scheme includes the construction of housing apartments on equity-based land. Developers are responsible for building infrastructure like roads and ensuring all other amenities meet the standards set by the Punjab Housing and Town Planning Agency (PHATA).
Eligibility Criteria
Applicants must meet the following criteria to qualify for the program:
- Must be the head of the family, according to NADRA records.
- Permanent resident of Punjab, as verified by their CNIC.
- Owner of 5-10 marlas in urban or rural areas of Punjab.
- No criminal record or default history with any financial institution.
- Registered with the National Socio-Economic Registry (NSER) and have a household score of 60 or below.
How to Apply for the PITB Housing Scheme
Offline Application
To apply offline, individuals can call the toll-free number 0800-09100 or dial the short code 1317 for assistance. Application forms are available at PHATA offices and local government offices, free of charge.
PITB Portal Housing Scheme
For online applications, individuals can visit the PITB official website, where they can fill out the necessary forms and submit their requests for an interest-free loan under the “Apni Chhat Apna Ghar” scheme.
Conclusion
The PITB Portal Housing Scheme is a significant step towards providing affordable housing to the people of Punjab. With a simple, transparent application process and both offline and online methods of applying, the program makes it easier for eligible applicants to secure funding for building their homes. The initiative aims to address housing needs while promoting urban and rural development across the province.