The Apna Chhat Apna Ghar scheme, launched by Ms. Maryam Nawaz, aims to provide financial assistance to residents of Punjab seeking to build or enhance their homes. This guide will provide you with all the essential details about the scheme, including eligibility criteria, required documents, and the loan disbursement process.
Maryam Nawaz Scheme Update
The Apna Chhat Apna Ghar scheme is a new initiative designed to support individuals in Punjab by offering loans up to PKR 15 lakh for home construction. The distribution of these loans will commence from September 15. If you have registered before this date, you may receive a loan notification. This scheme allows borrowers to repay their loans in easy installments over a seven-year period.
READ MORE: Good News: Maryam Nawaz Himmat Card Phase 2 (Check Eligibility)
Eligibility Criteria
To qualify for the Apna Chhat Apna Ghar scheme, applicants must meet the following criteria:
- Age Requirement: Must be between 18 and 30 years old.
- Residency: Must be a resident of Punjab province.
- Current Home Ownership: Must not own a home or have previously received a similar loan.
- Survey and Legal Status: Must have completed a survey with no illegal activities recorded under their name.
- Travel History: Must not have traveled abroad.
- Previous Loans: Must not have received any previous loans from banks.
- Poverty Score: Must have a poverty score of 25% or lower.
Required Documents
To apply for the loan, ensure you have the following documents ready:
| Document | Description |
|---|---|
| ID Card | Both front and back sides with a photograph. |
| SIM Number | Enter the SIM number registered in your name. |
| Income Proof | Evidence of your income. |
| Land Certificate | If applicable, provide a certificate of land ownership. |
| Electricity Bill | Recent monthly electricity bill certificate. |
| Additional IDs | Your father’s or husband’s ID card number. |
New Update on Loan Distribution
According to recent updates, the Punjab government will start distributing loans from September 15. If you have already registered, you might receive a loan message and can expect up to PKR 15 lakh, to be repaid in monthly installments over seven years. This initiative is designed to help those who have a plot of land but lack the funds to construct a home.
Conclusion
The Apna Chhat Apna Ghar scheme represents a significant opportunity for residents of Punjab to secure financial aid for home construction. By meeting the eligibility criteria and providing the required documents, you can benefit from this scheme and receive a loan of up to PKR 15 lakh. Ensure you register and submit all necessary documents accurately to avoid any issues.
For more details on how to apply and other government schemes, stay updated through official channels.